Mortgage Rates

Adjustable Rate Mortgages*
(Effective: Wednesday, January 4, 2017)

Program

Interest Rate

Points

APR

Monthly Payments
per $1000 borrowed

One Year ARM

2.750%

3.613%

months 1 to 12 $4.08
months 13 to 360 $4.55

3/3 ARM

3.000%

4.025%

months 1 to 36 $4.22
months 37 to 360 $4.86

5/5 ARM

4.125%

4.586%

months 1 to 60 $4.85
months 61 to 360 $5.17

7/1 ARM

4.250%

3.985%

months 1 to 84 $4.92
months 85 to 360 $4.63

10/1 ARM

4.500%

4.238%

months 1 to 120 $5.07
months 121 to 360 $4.70

*Annual Percentage Rate (APR) and rates based upon 20% down and subject to change without notice. Listed rates apply only to 1-4 family, owner-occupied homes. Rates and APRs may increase after consummation. Payments based on 30 year term.

Program	Interest Rate	Points	APR	Monthly Payments per $1000 borrow ed
Fixed Rate Mortgages (Effective**: Wednesday, January 4, 2017)
10 Years	3.000%	2	3.579%	$9.66
	3.125%	1	3.491%	$9.71
	3.250%	0	3.404%	$9.77

15 Years	3.125%	2	3.525%	$6.97
	3.250%	1	3.503%	$7.03
	3.375%	0	3.482%	$7.09

20 Years	3.875%	2	4.197%	$5.99
	4.000%	1	4.205%	$6.06
	4.125%	0	4.214%	$6.13

30 Years	4.125%	2	4.360%	$4.85
	4.250%	1	4.401%	$4.92
	4.375%	0	4.441%	$4.99
**Fixed rate Annual Percentage Rate (APR) and rates listed above are based on a purchase money transaction of an owner occupied single family residence, a maximum LTV of 60%, and FICO score of at least 740. The interest rate and APR available may vary with different criteria. Maximum loan subject to FNMA/FHLMC limits. Important Notices: •The interest rates, annual percentage rates (APRs), points and rebates shown are subject to change without notice. •The monthly payment amount shown includes principal and interest. Taxes, propertyinsurance, and flood and mortgage insurance (if applicable) are not included in the monthly payment amount. Your actual monthly payment amount may be higher. An escrow account may be required. •Your APR will vary based on your final loan amount and finance charge.

This calculator estimates your monthly loan payment. To use it:

• In "Loan Amount," enter the total price of the loan in dollars.
• In "Interest Rate" enter the interest rate of the loan.
• In "Loan Terms" enter the term in years of your loan.

Then press "Calculate" and look for the estimated monthly payment you need to make to repay the loan. Please note that the payment calculation is principle and interest only it does not include taxes or insurance.

Loan Calculator

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